Newburgh Family Dental | Barbra Shea Perkins, DMD | Sarah Stratton, DDS

Dental Insurance & Payment Options in Newburgh, IN

At Newburgh Family Dental, we believe quality dental insurance and payment options in Newburgh, IN should be simple and stress-free. Furthermore, we work with most major dental insurance providers and offer flexible payment solutions to fit every budget. Whether you have insurance or not, we are committed to making your dental care affordable and accessible.

Dental Insurance Accepted at Our Newburgh, IN Office

We are in-network with many major dental insurance companies, including Delta Dental. Because we work directly with your insurance provider, we handle the paperwork so you don’t have to. Not sure if we accept your plan? Call us at 812-490-7653 and our team will verify your coverage and benefits before your appointment.

Out-of-Network? You Are Still Welcome Here

Don’t let an out-of-network status stop you from getting the quality dental care you deserve. Most PPO dental insurance plans provide partial reimbursement for out-of-network dentists, which means you can still receive significant coverage even if we are not in-network with your specific plan.

While in-network coverage typically pays around 80% of a procedure, out-of-network coverage usually pays 50–70%. You still save money, and you get to choose the dentist you trust.

Here is what we do to make the process easy:

  • We handle all the paperwork and file your claim for reimbursement
  • We contact your insurance to verify out-of-network benefits in advance
  • We provide an exact cost estimate before any treatment begins
  • We offer financing to help cover costs while you wait for reimbursement

Many patients find that our advanced technology, experienced team, and personalized care are well worth the small difference in out-of-pocket cost. Have out-of-network questions? Call us at 812-490-7653 — we will explain exactly what you will pay with no obligation.

What We Do For You

As your dental insurance partner in Newburgh, IN, our team goes above and beyond to maximize your benefits. Specifically, we:

  • Verify your insurance benefits before every visit
  • File claims on your behalf
  • Maximize your available insurance benefits
  • Provide detailed cost estimates upfront
  • Accept assignment of benefits so insurance pays us directly
  • Explain your coverage in plain, easy-to-understand language

Payment Options

We accept multiple forms of payment to make dental care as convenient as possible, including:

  • Cash and personal checks
  • All major credit cards — Visa, MasterCard, Discover, and American Express
  • HSA (Health Savings Account) cards
  • FSA (Flexible Spending Account) cards
  • Online payment portal

Flexible Financing with CareCredit

In addition to standard payment options, we offer CareCredit healthcare financing to help make dental care affordable for everyone — with or without insurance. CareCredit offers:

  • No-interest payment plans for 12–18 months*
  • Low monthly payments
  • Quick and easy approval process
  • Coverage for your entire family
  • Use for out-of-pocket costs, deductibles, and treatments not covered by insurance

To apply, ask our front desk team or visit carecredit.com directly.

Questions About Insurance or Payment?

Our knowledgeable team is always happy to help. We will explain your coverage, discuss treatment costs, and find a payment solution that works for your budget. Your smile should not have to wait because of cost concerns — let us find a solution together.

Call us at 812-490-7653, email smile@newburghfamilydental.com, or contact us online. You can also learn about our services or meet our team before your first visit.

Subject to credit approval. Minimum monthly payments required. See CareCredit.com for details.